VP of Mortgage Lending
Nick
Peters
Real answers from a real loan officer, with a clear, no pressure path from first call to closing day.
Make an offer that competes with cash.*
A verified approval up front, so sellers take you seriously. We do the underwriting work early, so you can shop with confidence.
Get started →*PowerBid Approval terms and conditions apply.
An approval in a day, if you qualify.**
Get your documents in early and you can have a loan approval within one business day. Less waiting, more house hunting.
See if you qualify →**Timing depends on document submission.
Home Loan Options
Popular Home Loan
Products
A few of our most-requested loan options and niche lending programs.
For agents · Agent Advantage
For real estate agents.
Watch the quick overview of Agent Advantage, then head to Rate's agent hub to see how partnering works.
Explore Agent Advantage →
My method
A proven 5-step process that helps you win.
Five plays I run for the agents I partner with, built to grow your business, not just close your buyers.
- 01More Leads
- 02Higher Conversion
- 03You Look Good
- 04Offers That Win
- 05Referrals for Life
I'll walk you through all five, live.
Just here to learn?
Mortgage education
and guides.
The whole mortgage process in plain English: how loan programs compare, what drives rates, where closing costs come from, and what underwriters actually look for. No forms, no pressure.
Explore the learning hub →
Explore the learning hub →
The whole process, start to finish
A comprehensive, plain-English guide to the mortgage process, from your first call to closing day.
Deep Dives
In-depth answers to the trickiest questions, broken down by loan program.
Your Toolkit
Calculators and side-by-side comparisons built by a loan officer, not a marketing team.
Under contract? Don't sign off on that Loan Estimate yet.
Send me your Loan Estimate before you commit. Within one business day, you'll know whether your lender's offer is competitive. Free, no credit pull, no obligation.
Email or text a copy of your Loan Estimate. No application, no credit pull.
Side by side against what I can actually offer: monthly payment, cash to close, and what each option costs over five years and the life of the loan.
Stay or switch. And if your close date is too tight to switch safely, I'll say that too.
If your lender did right by you, I'll tell you to stay put. That's the whole deal.
A second opinion is a review of the Loan Estimate you provide. It is not a loan application, a rate quote, a preapproval, or a commitment to lend. Any comparison depends on your qualifications and market conditions at the time of review. Nick Peters, NMLS #1119524.
Real reviews from real clients.
“I’ve gotten the pleasure of working with Nick in a couple different capacities. I’m a realtor in Northeast Arkansas and have done roughly 40 deals with Nick including on the purchase of my own home. I genuinely do not believe there is a better loan officer than Nick. I would recommend him to anyone looking to get a mortgage loan.”
Let's get your
loan, done.
Talk to Nick directly. No call center, no runaround.