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Payment Estimate

One set of inputs, four loan programs. See how Conventional, FHA, VA, and USDA stack up for the same home.

Compare
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Base Loan Amount$337,750
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Property Tax
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Interest Rates by Program

National averages via Mortgage News Daily, rounded to the nearest 0.125% and bumped up 0.125% for a conservative starting estimate. Your actual rate may differ. Adjust below to match your quote.

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Adjust rates manually or they'll auto-populate when live data loads.

↓ Your Results ↓

Tap any card to select it, then save to the Loan Comparison Tool

Conventional$2,716/month · 6.750% rate
Principal & Interest$2,191
PMI (0.52%)$146
Taxes$277
Insurance$102
Base Loan Amount$337,750
Total Loan Amount$337,750

PMI est. based on 740+ FICO, <43% DTI

Est. APR7.250%

Includes lender fees, monthly MI. Full APR detail →

Estimated APR is for educational purposes only — your actual APR will be disclosed on your Loan Estimate.

FHA$2,650/month · 6.250% rate
Principal & Interest$2,116
MIP (0.55%)$155
Taxes$277
Insurance$102
Base Loan Amount$337,750
+ UFMIP (1.75%)$5,911
Total Loan Amount$343,661

MIP for life of loan

Est. APR7.230%

Includes lender fees, UFMIP (1.75%), monthly MI. Full APR detail →

Estimated APR is for educational purposes only — your actual APR will be disclosed on your Loan Estimate.

★ LowestVA$2,503/month · 6.250% rate
Principal & Interest$2,124
Taxes$277
Insurance$102
Base Loan Amount$337,750
+ Funding Fee (2.15%)$7,262
Total Loan Amount$345,012

No monthly MI — first-time use, <5% down

Est. APR6.570%

Includes lender fees, Funding Fee (2.15%). Full APR detail →

Estimated APR is for educational purposes only — your actual APR will be disclosed on your Loan Estimate.

USDA$2,578/month · 6.250% rate
Principal & Interest$2,100
Annual Fee (0.35%)$99
Taxes$277
Insurance$102
Base Loan Amount$337,750
+ Guarantee Fee (1.00%)$3,378
Total Loan Amount$341,128

Annual fee for life of loan · subject to property + income eligibility

Est. APR6.910%

Includes lender fees, Guarantee Fee (1.00%), monthly MI. Full APR detail →

Estimated APR is for educational purposes only — your actual APR will be disclosed on your Loan Estimate.

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This calculator is for educational purposes only. Actual rates, fees, and payment amounts vary by lender, credit profile, and loan scenario. Contact me at (615) 656-0737 for a personalized quote. NMLS #1119524.